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Residential and Commercial loans, quick funding, stated income ok (Hilton Head)
offered virtually
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Details
Up to 90% of Purchase Price
Up to 100% of Renovation Costs
Single Family, Multi-Family
$100,000 – $20 million
Interest Only Payments
Business Purpose Only
here’s a clean rewrite tailored for **United Financial Group** and stripped of the ZINC reference
call today 1-800-903-5110 for quick quote.
Details
**Speed**
Our approval process is built for fast decisions and quick funding so your deal closes on schedule.
**Ease**
From origination through underwriting, funding, and servicing, everything is handled in-house. You work with one team every step of the way.
**Reliability**
United Financial Group is a direct balance-sheet lender with its own capital and a full in-house staff for processing, servicing, and underwriting—delivering dependable funding when you need it.
United Financial Group
Nationwide Commercial Hard Money Lenders — fast, flexible capital for complex deals
Apply Now
Quick Facts
Minimum Loan
$1,500,000
Maximum Loan
$35,000,000+
Interest Rate
9.5% – 12%+
Origination Fee
2 – 3.5 points
Term Length
12 – 24 months
Time to Close
2 – 4 weeks
Loan-To-Value (LTV)
Range Maximum LTV
$1.5MM – $10MM 70%
$10MM – $35MM+ 75%
Additional Terms
Renovation financing: 100%
Lien position: 1st
Recourse: Flexible
Acceptable markets: Nationwide urban and suburban
Minimum personal FICO: None
Legal fee deposit: Required
Appraisal: Not required for select residential; required for CRE
Common Loan Scenarios
Purchase
Commercial bridge loans
Hotel bridge loans
Multifamily & apartment bridge financing
Refinance
Foreign nationals
Non-recourse options
Vacant properties & distressed locations
In default / foreclosure
Renovation & discounted payoffs
Condo projects
Divorce / probate
Doesn’t meet DSCR
Property Types
Residential investment
Multifamily
Hotels
Apartments
Vacation homes
Condominiums
Retail
Mixed-use
Office
Single-tenant
Special use
Assisted living
Automotive
Self-storage
Mobile home park
Owner-user
Industrial
Gas station
Rental portfolio
Hospital
Marina
Senior housing
Car dealership
Call Now 1-800-903-5110
to Speak to a Loan Expert
REQUEST QUOTE
What We Do
Loans for Residential Investors
No hassle, delays or unnecessary paperwork
United Financial Group is one of the nation’s leading business financial firms providing business loans from $100,000 up to $25 million and real estate loans from $25,000 up to $225 million. By utilizing UFG's retainer services, borrowers and brokers with complex projects significantly increase their chances of securing funding, boasting a 95% or better funding ratio. Our team of senior underwriters is adept at navigating the intricate underwriting processes associated with our equity funds, hedge funds, and venture capital programs, enabling us to achieve the highest loan-to-value ratios for our clients. Trust UFG to guide you through the complexities of funding and maximize your project's potential.
When Banks say No, we say Yes
If you're looking for a trusted, highly experienced commercial hard money lender Nationwide.
Bridge/Fix and Flip/Fix to Rent
At United Financial Group, we understand the unique needs of residential real estate investors. That’s why we’re committed to delivering fast, reliable, and flexible fix-and-flip financing solutions. Our tailored loan structures are designed to give you the options and agility needed to maximize the value of your residential investments
United Financial Group Whether you're financing a high-rise development, a small commercial property, seeking a bridge loan, a quick fix-and-flip loan, or refinancing an existing investment navigating the world of commercial lending requires expert guidance. With a wide range of commercial loan products available, partnering with a knowledgeable broker specializing in both traditional and hard money lending is essential for making smart mortgage and investment decisions
Private Construction Loans For Savvy Real Estate Investors & Builders
Up To 90% LTC
Funding For 100% Of Construction
Close In 3 Weeks Or Less
0 Point Program & Deferred Point Program Available
Direct Lender, No Hidden Fees
No Pre-Payment Penalty
Virtual Draw Inspections
Available In Over 40 States
New Construction
Commercial Hard Money loans
Types of Property: Single Family Homes, Multi-Family Residents, Commercial Real Estate
Loan Values: $150k Minimum – No Maximum Loan Amount
Loan Term Length: 6 – 18 months
Average Interest Rate: 8% – 15%
Loan-To-Value (LTV): Up to 80%
Funding Time: Can close deals as quick as 7 days